Most students who are planning to attend college look for ways to finance their education. Most students cannot afford to pay for their undergraduate or postgraduate course without financial aid in the form of grants and loans. Loans allow thousands of students to complete their education by providing financial assistance. However, college loans ne
Read MoreEven the best-laid plans can go haywire due to certain unavoidable and unforeseen circumstances. Once this transpires, you will have to adapt to the sudden changes and restructure your plan for the future. There are instances when people have to drop out of college due to certain adult obligations and their aspiration to complete their higher educa
Read MoreApplying for scholarships is a great way to pursue higher education or complete the course of your choice withoutÃÂ paying extensive tuition fees. In fact, contrary to popular notions thatÃÂ only the students with the highest GPAs can apply for scholarships, the different types of scholarships available allow students belonging to various categor
Read MoreOver time, scenarios have changed with respect to the common misconceptions about nurses and their profession. Nurses enjoy certain privileges and equal responsibilities when it comes to the medical practice. They are able to assess during their diagnosis and even treat medical conditions, owing to nurse practitioner programs.These programs were in
Read MoreThe Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.
Borrowers who are eligible may receive student loan forgiveness on their remaining balance after 20 years (240 payments) through the Pay as You Earn (PAYE) program. Anyone with eligible federal student loans may qualify for the REPAYE program or Income-Based Repayment plan, which offer forgiveness after 20 or 25 years
Usually, it takes about 10 years to pay off student loans, however, people may take longer depending on the added interest rates and whether they are able to meet all the repayment deadlines.
Check Federal Student Aid ID. Select the federal loans you want to consolidate. Choose a student loan service. Pick a repayment plan for your new consolidation loan. Complete and submit the application.